A lot of people avoid it because it means you have to consider what will happen upon your death, but having a Last Will & Testament is so important. If you do not have a Last Will & Testament, you will not be in control of what happens to your assets upon your passing and you could leave your family to deal with a mess. Having a Will drawn up allows you to be in control of who will receive your assets upon your passing. If you do not have a Will when you die, the law will determine who will receive your property. The Will also allows for you to name who will be in charge of administering your Estate upon your passing, including paying your debts, collecting any assets owed to you, and distributing any of your property. If you do not have a Will, the Court will make the decision of who will administer your Estate without your input.